Office 678-672-2468
General Liability Insurance
It is important to know which market your business falls into before you shop for liability insurance. Those businesses that fall into the “excess surplus market” (i.e. “dangerous” occupations such as roofers, siders, etc.) have to purchase excess liability insurance. If your business falls into the “standard market” (i.e. technology companies, lawyers, etc.) then you qualify for general liability insurance.
Commercial Property Insurance
Although most business owner policies (BOPs) do provide coverage for property, this most often pertains only to the actual structure of your business. Under a BOP, generally, the structure of your business is covered from events of “peril” (i.e. weather-related damage) and causes of loss (i.e. robbery). What about the furniture, computers, and equipment in your building? Who will cover the cost of replacing an outdoor sign?
Commercial Auto Insurance
Whether you need to buy a business auto insurance policy will depend on the kind of driving you do. Our insurance agents will ask you many details about how you use vehicles in your business, who will be driving them and whether employees, if you have them, are likely to be driving their own cars for your business.
Workers Compensation Insurance
You work construction day in and day out, practicing safe working habits and avoiding potential accidents and injuries. Unfortunately, accidents are not always preventable, and in many occupations, they're imminent. A slippery roof, faulty scaffolding, and negligent coworkers all contribute to the hazards present on many work sites. If you're a victim of a job-related injury, a workers injury management program can help you recover quicker and get you back to work faster.
Professional Liability Insurance
If your company has the ability to make an error or omission that could result in big monetary loss, you should consider purchasing professional liability insurance. No company is immune from a mistake that could cause a lawsuit or put it under. Professional liability insurance will make these large mishaps less painful.
Directors and Officers
You need Directors and Officers Liability insurance when you assemble a board of directors. They will frequently make the requirement. Investors, especially Venture Capitalists, will also usually require that you show evidence of Directors and Officers Liability insurance as part of the conditions of funding your company.
